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What Medicare Does Not Cover

Long-term care

Care delivered outside the U.S.

Dental care

Vision care

Hearing aids

Cosmetic surgery
Acupuncture and other alternative care

Amounts over Medicare-approved amount

Amounts not covered by deductibles and coinsurance (20%)

It is because of the above "not covered" items that Medicare eligible people need to have either Medigap insurance or a Part C Advantage plan. The risk of financial loss is too great even for the most wealthy individual. Risk management is about passing some of this risk to an approved carrier and the right insurance policy. It is usually better to have a known premium then an unknowable surprise expense.

Call us for a Medicare Review at (970) 674-9212