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The purpose of this website page is to provide professional licensed insurance producers and advisors a portal for locating, scheduling,  registering and paying for Colorado Division of Insurance approved Continuing Education courses.

All courses have been created by Steven W. "Steve" Thomas, CLU, ChFC, LUTCF and approved by the Colorado Division of Insurance for LTC Qualified LTC Partnership Classes.

 
About Colorado Partnership Long Term Care Licensing Requirements

In 2007 the State of Colorado passed legislation to "opt in" to the national Partnership referendum to promote the planning to help pay for and prepare for individual long term care services.

Beginning in 2008 licensed insurance agents who desire to provide their clients advice and insurance products relating to Long Term Care Insurance in Colorado are required to complete and maintain specific state approved continuing education and training certification.

Insurance companies who choose to participate by offering Long Term Care insurance products must first submit those products for approval to the Colorado Division of Insurance. Additionally, it is these same companies who are responsible for monitoring whether, or not, licensed producers have completed the required course(s) prior to their submitting business for underwriting.

 

 

Colorado Training Requirements as of January 1, 2008:

Step One: Initially, there are two separate eight (8) hour courses required. These must be completed one time only.

The LTC Partnership General Class may be completed in the classroom, online or in a self-study format. We offer the self-study format to enable the agent to complete the class "off-line" at their leisure. While you can complete the courses in any order we suggest you do this one 1st because that is how the DOI designed them. There is a 35 question test required to be completed and passed with a 70% or greater score to receive your certificate. This is "open-book" testing but must be proctored.

The LTC Partnership Classroom course may only be completed in a classroom setting. There is no test but attendance during the entire classroom session is required. A certificate is provided at the end of the class provided you have registered in advance.

Successful completion of these two courses is electronically reported to the Colorado DOI as well as to Clear Cert within the 15 day period required by Colorado.

Step 2:  Within two years of completion of both of the eight hour courses each producer must complete a classroom or live webinar five hour approved LTC Partnership Refresher training class. This requirement continues every two years.

All of these required course qualify for Colorado DOI Continuing Education credits.

 

 

 

 

About The Instructor

 

Steven W. Thomas, CLU, ChFC, LUTCF

 

In 1972 Steve began his career as an accountant in a firm providing financial services for small business owners. In 1974 he entered the life insurance industry as an agent with New York Life. In 1980 he became the Managing Partner in an independent insurance agency marketing life, employee benefits and property casualty insurance and in 1984 they added fee based financial planning services. From 1985 to 1990 he was an associate general agent for Guarantee Mutual Life Insurance Company. In 1991 Steve returned to a private practice specializing in employee benefits and life, disability and long term care insurance for the small business owner market. In 2001 he sold the employee benefit portion of his practice but continues to service his business owner clients and their employees. In January of 2014 Steve created PlanAmerica, LLC to provide Social Security and Medicare planning and insurance plans for people qualified.

 

Colorado LTC Continuing Education and Training

 

Because of family background and experience with long term care insurance claims and planning Steve wrote the courses and was approved to instruct the eight hour Colorado LTC General, Partnership and five hour refresher courses. Since 2008 Steve has presented to and had  more than 3000 producers in over 200 classes that have been certified to advise on and sell long term care Partnership insurance products in Colorado.

 

NAIFA (NALU) Biography

 

Steve became a member of the National Association of Insurance and Financial Advisors (NAIFA) in 1975. He is a Past President and Past National Committeeperson of the NAIFA Colorado. He has served as an LUTC moderator for courses on Advanced Business and Estate Planning, Introduction to Business Planning and Financial Planning. He is a past National Chairperson for the Leadership in Life Institute (LILI) Sub-Committee. He has served as a LILI Moderator in Arizona, Utah and Colorado. In May 2008 he authored and received Colorado Division of Insurance approval for a qualified sixteen hour Long Term Care Partnership CE Training course. Steve served in the role of Chief of Operations and Membership Director for NAIFA Colorado from 2011 to 2014.

 

Personal

 

Steve and his wife Janet were married in 1970. They live in Windsor, Colorado and have two married children and seven grandchildren.